Iowa City real estate IA, Coralville real estate and North Liberty real estate, home listings and homes for sale in Iowa - Bradford Houser, REALTOR® Bradford Houser REALTOR(r) for Iowa City, Coralville and North Liberty, Iowa real estate - NUMBER1EXPERT™ Bradford Houser NUMBER1EXPERT(tm) for Iowa City, Coralville and North Liberty, Iowa real estate
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Mortgage Prequalification: Iowa City, Coralville and North Liberty Iowa home buying, real estate listings, and homes for sale in Johnson County, IA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Iowa City, Coralville and North Liberty REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >The Mortgage Shop

The most important thing to look for when you are shopping for a mortgage is the interest rate, right? Not necessarily. There are many other factors to consider, including the lender's charges for making the loan, the terms under which the loan will be approved, and the lender's reputation for timely completion of loan applications to meet purchase agreement deadlines.

When real estate agents are involved in sales transactions, they don't tell buyers which mortgage companies to use. They can provide the names of established lenders in the area who have provided good service to their customers. They can give general information about the different mortgage options that are available today. Using a low interest rate as the main criteria for choosing a mortgage could cost you money--and perhaps the home you want--if the company cannot deliver on its promises.

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Real Estate Trivia
Q 
What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?

A 
The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
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Renters Turned Buyers
"Brad was great to us. We looked at a lot of houses and Brad wouldn't stop until we were completely satisfied.
Brett Thomas & Matt Strabola
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Bradford Houser, REALTORŪ, real estate agent and broker for Iowa City, Coralville and North Liberty Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Bradford Houser
Iowa Realty

327 S 2nd St Suite 200
Coralville, IA 52241
Cell: 319-631-2492
Home: 319-626-2492
Office: 319-887-6418
Fax: 319-354-6432
Email: bradfordhouser@NUMBER1EXPERT.com

''I believe and practice the ''Golden Rule'' philosophy when working with my clients.'' I am dedicated to providing excellence in service, timely responses and acting in your best interest.

REALTORMLSEqual Housing


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