Iowa City, Coralville and North Liberty real estate and homes for sale in Iowa - Bradford Houser, REALTOR® Bradford Houser REALTOR(r) for Iowa City, Coralville and North Liberty, Iowa real estate - NUMBER1EXPERT™ Bradford Houser NUMBER1EXPERT(tm) for Iowa City, Coralville and North Liberty, Iowa real estate
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Mortgage Prequalification: Iowa City, Coralville and North Liberty Iowa home buying, real estate listings, and homes for sale in Johnson County, IA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Iowa City, Coralville and North Liberty REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Disclosure Laws >Defects Must Be Revealed

Disclosure laws make it important to reveal all material defects when you are selling a home. It is important to be absolutely candid with your agent and all buyers about the condition of the property. If there is anything wrong with the roof, the plumbing, the wiring or structure, it will probably not remain a "sleeping dog". The problem will probably wake up, snarl, growl and snap at your ankles at the precise moment your buyers feel their first stirring of buyers' remorse.

It is unlikely that defects will go undetected, because most buyers get a home inspection before they are contractually obliged to complete the purchase. Even if the problems do not surface before the closing, your liability does not end after the closing for any defects you may have forgotten to report. Buyers almost never accept misrepresentation graciously, but they can usually deal with a house that is short of perfection if they know what they are getting into from the beginning. When selling your home, your real estate agent will provide you with a seller's disclosure form. Protect yourself by clearly describing any material defects prior to the sale.

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Real Estate Trivia
Q 
What was a sure way to accumulate wealth through the 1970s and early 1980s?

A 
Many people made their fortunes in real estate during this period.
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"Brad has always been great and most helful in getting my property sold in a timely fashion. We really appreciate all his help"
Charlotte Robbins
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Bradford Houser, REALTORŪ, real estate agent and broker for Iowa City, Coralville and North Liberty Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Bradford Houser
Iowa Realty

327 S 2nd St Suite 200
Coralville, IA 52241
Cell: 319-631-2492
Home: 319-626-2492
Office: 319-887-6418
Fax: 319-354-6432
Email: bradfordhouser@NUMBER1EXPERT.com

''I believe and practice the ''Golden Rule'' philosophy when working with my clients.'' I am dedicated to providing excellence in service, timely responses and acting in your best interest.

REALTORMLSEqual Housing


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